How It Works

Do your everyday shopping and dining to pay down your debt or earn cash back.

No fees. No hassles.


Join easily

Create your account

Sign up for free on our website and link your credit and debit cards


Shop normally


Stores and brands you already know and love.

Shop through the online mall to start earning immediately. Link the credit and debit cards you already have to unlock in store offers.

See more participating merchants here.


Earn automatically

Every qualifiying purchase earns you cash back or cash to pay down your debt.

Your earnings grow as you shop. Track your progress in the app.

No coupons or codes to redeem.

Rewards Activity

Pending Rewards
Posted Rewards
Paid Rewards

Get Your Cash

Pay Bills
Deposit Money
Reduce Debt

Once you reach $10 in rewards, we direct your cash back automatically.

We're the rewards network that makes it easy for you to send your dollars where you want them to go, including paying down your debt.

Still have questions? We have answers.

Why do you ask for my card numbers?

We use your credit and debit card information only to identify purchases eligible for cash back at participating merchants. We will never charge your card for being a Payce member.

How many merchants are in the program?

Our network features thousands of store and restaurant locations across the U.S., including member favorites Kohl's, CVS, Walmart, Macy's, Petco, Home Depot, and Gap.

Do I keep my existing card rewards?

Yes. When you join with the cards you already have, you continue to earn the points, miles or other rewards you normally earn on those registered cards. You get the best of both worlds.

Ready to start earning?

Join Now